The Helcim Payment Gateway is a feature included with the Helcim Virtual Terminal. As a total payment processing platform, the Virtual Terminal allows users to incorporate all aspects of CRM with payment systems. No longer are business owners losing resources downloading and installing plugins for functionality. The Helcim Virtual Terminal provides a payment gateway to facilitate payments, and a cloud-based back end that ensures merchants have a history of payments, tokenized customer credit card payment information, email invoices, automatic bank deposits, automatic receipts, customization payment pages and more.